AInvest · investment strategy
by AInvest
It is an equity-heavy Roth IRA portfolio designed for long-term investors pursuing growth through a higher allocation to stocks.
Description from AInvest
of the return and risk figures:calculated by us from AInvest’s daily returns (its own figures are under Backtest)
Our checks found a problem with this data
Read its figures with care.
What $10,000 would have become, from the strategy's own published history, against the S&P 500 over the same dates. The basis is labelled.
Each rule is quoted word for word from the strategy's own documents.
No rules extracted from this strategy’s text yet.
8 positions as of 2026-10-01
by the source.
Fitted to 252 returns (backtest) from 2025-10-24 to 2026-10-26. An estimate, not holdings: it can't name stocks.
· : 0.17 · Too loose a fit for a verdict; shown as a guide.
Beta to the S&P 500: 0.53 (90%: 0.32 to 0.80)
Compares the stated rules with the holdings (or, where none are published, a mix estimated from returns), using tests fixed before any results were seen.
1.4% of weight in (IVV: 3.0%)
8 funds (SEC N-PORT, as of 2026-05-31) · : SPY via IVV
No stated fossil-fuel rule; the exposure is shown for reference. : 97% · 2026-10-01
0.0% of weight in (SPY: 0%)
Neither stated nor held. : 100% · 2026-10-01
Strategies that share its Multi-asset label, from other sources first, strongest risk-adjusted return first.
Composer Technologies · Composer
Composer Technologies · Composer
How much of what we look for this strategy has, and why anything is missing. Fields that don't apply to it aren't counted.
2 missing
The text the rules are quoted from, with where it came from.
It is an equity-heavy Roth IRA portfolio designed for long-term investors pursuing growth through a higher allocation to stocks.
Every value on file, each labelled with its calculation basis and as-of date.
| Asset classes / instruments | equities, fixed income | 2026-10-28 | |
| Investment purpose (AInvest) | retirement-planning, long-term-wealth-accumulation | 2026-10-28 | |
| Section on AInvest's ETF portfolio page | IRA & Roth IRA | 2026-10-28 | |
| Tags (AInvest) | balanced, retirement | 2026-10-28 |
| Rebalance frequency | monthly | 2026-10-28 |
| Minimum investment | $100 | 2026-10-28 |
| Data warnings (Light Horse consistency checks) | show[ "Holds 38% in stock funds, though it's described as equity-heavy.", "Its backtest falls 52% at its worst, which is unusual for a moderate-aggressive portfolio." ] | 2026-10-28 |
| Equity region weights (AInvest) | Asia: 0.1% · Europe: 0.3% · Latin America: 0.0% · North America: 99.6% | 2026-10-28 | |
| Equity sector weights (AInvest) | Energy: 3.0% · Utilities: 1.6% · Healthcare: 16.7% · Technology: 35.0% · Industrials: 6.0% · Real Estate: 1.4% · Basic Materials: 1.2% · Consumer Cyclical: 7.5% · Consumer Defensive: 10.2% · Financial Services: 9.5% · Communication Services: 7.9% | 2026-10-28 |
| Best and worst calendar year (AInvest) | best: [object Object] · worst: [object Object] | 2026-10-28 | |
| Return, backtest period (annualized) (backtest) | 12.25% | 2026-10-28 | |
| Return, last 30 days (backtest) | 1.00% | 2026-10-26 | |
| Return, last 365 days (backtest) | -2.70% | 2026-10-26 | |
| Return, last 90 days (backtest) | 3.09% | 2026-10-26 | |
| Return, whole backtest (annualized) (backtest) | 12.85% | 2026-10-26 | |
| Return, whole backtest (cumulative) (backtest) | 157.34% | 2026-10-26 | |
| Return, year to date (backtest) | 3.00% | 2026-10-26 |
| Maximum drawdown period (AInvest) | peak: 2021-10 · months: 14 · trough: 2022-12 | 2026-10-28 | |
| Maximum drawdown, backtest period (backtest) | -47.68% | 2026-10-28 | |
| Maximum drawdown, whole backtest (backtest) | -51.54% | 2026-10-26 | |
| Sharpe ratio, backtest period (backtest) | 0.31 | 2026-10-28 | |
| Sharpe ratio, whole backtest (backtest) | 0.47 | 2026-10-26 | |
| Sortino ratio, whole backtest (backtest) | 0.66 | 2026-10-26 | |
| Volatility, whole backtest (backtest) | 28.08% | 2026-10-26 |
| Risk tolerance (AInvest) | moderate-aggressive | 2026-10-28 | |
| Risk tolerance 1-5 (AInvest) | 4 | 2026-10-28 |
| AInvest cost score (0-100) | 55 | 2026-10-28 | |
| AInvest diversification score (0-100) | 48 | 2026-10-28 | |
| AInvest momentum score (0-100) | 49 | 2026-10-28 | |
| AInvest overall score (0-100) | 54 | 2026-10-28 | |
| AInvest return score (0-100) | 60 | 2026-10-28 | |
| AInvest risk score (0-100) | 47 | 2026-10-28 |
Composer Technologies · Composer
Composer Technologies · Composer