AInvest · investment strategy
by AInvest
It is a municipal bond portfolio focused on tax-efficient income and conservative fixed-income exposure for investors seeking after-tax yield.
Description from AInvest
of the return and risk figures:calculated by us from AInvest’s daily returns (its own figures are under Backtest)
Our checks found a problem with this data
Read its figures with care.
What $10,000 would have become, from the strategy's own published history, against the S&P 500 over the same dates. The basis is labelled.
Each rule is quoted word for word from the strategy's own documents.
No rules extracted from this strategy’s text yet.
10 positions as of 2026-10-27
by the source.
Fitted to 252 returns (backtest) from 2025-10-22 to 2026-10-26. An estimate, not holdings: it can't name stocks.
· : 0.13 · Too loose a fit for a verdict; shown as a guide.
Beta to the S&P 500: 0.47 (90%: 0.27 to 0.70)
Compares the stated rules with the holdings (or, where none are published, a mix estimated from returns), using tests fixed before any results were seen.
1.5% of weight in (IVV: 3.0%)
10 funds (SEC N-PORT, as of 2026-05-31) · : SPY via IVV
No stated fossil-fuel rule; the exposure is shown for reference. : 95% · 2026-10-27
0.0% of weight in (SPY: 0%)
Neither stated nor held. : 98% · 2026-10-27
Strategies that share its Tax-managed label, from other sources first, strongest risk-adjusted return first.
Composer Technologies · Composer
Composer Technologies · Composer
How much of what we look for this strategy has, and why anything is missing. Fields that don't apply to it aren't counted.
2 missing
The text the rules are quoted from, with where it came from.
It is a municipal bond portfolio focused on tax-efficient income and conservative fixed-income exposure for investors seeking after-tax yield.
Every value on file, each labelled with its calculation basis and as-of date.
| Asset classes / instruments | equities, fixed income | 2026-10-28 | |
| Investment purpose (AInvest) | short-term-savings, monthly-income-dividend-cash-flow | 2026-10-28 | |
| Section on AInvest's ETF portfolio page | Cash Alternative | 2026-10-28 | |
| Tags (AInvest) | defensive, tax aware | 2026-10-28 |
| Rebalance frequency | monthly | 2026-10-28 |
| Minimum investment | $100 | 2026-10-28 |
| Data warnings (Light Horse consistency checks) | show[ "Holds 49% in stock funds, though it's described as a municipal bond portfolio.", "Holds no municipal bond fund, though it's described as a municipal bond portfolio." ] | 2026-10-28 |
| Equity region weights (AInvest) | Asia: 0.2% · Europe: 0.4% · Latin America: 0.0% · North America: 99.4% · Africa/Middle East: 0.1% | 2026-10-28 | |
| Equity sector weights (AInvest) | Energy: 1.3% · Utilities: 15.0% · Healthcare: 17.7% · Technology: 18.0% · Industrials: 10.3% · Real Estate: 0.6% · Basic Materials: 0.6% · Consumer Cyclical: 3.4% · Consumer Defensive: 15.5% · Financial Services: 14.3% · Communication Services: 3.4% | 2026-10-28 |
| Best and worst calendar year (AInvest) | best: [object Object] · worst: [object Object] | 2026-10-28 | |
| Return, backtest period (annualized) (backtest) | 14.00% | 2026-10-28 | |
| Return, last 30 days (backtest) | 2.87% | 2026-10-26 | |
| Return, last 365 days (backtest) | 12.36% | 2026-10-26 | |
| Return, last 90 days (backtest) | 3.88% | 2026-10-26 | |
| Return, whole backtest (annualized) (backtest) | 14.66% | 2026-10-26 | |
| Return, whole backtest (cumulative) (backtest) | 191.42% | 2026-10-26 | |
| Return, year to date (backtest) | 25.98% | 2026-10-26 |
| Maximum drawdown period (AInvest) | peak: 2021-10 · months: 14 · trough: 2022-12 | 2026-10-28 | |
| Maximum drawdown, backtest period (backtest) | -36.95% | 2026-10-28 | |
| Maximum drawdown, whole backtest (backtest) | -40.88% | 2026-10-26 | |
| Sharpe ratio, backtest period (backtest) | 0.39 | 2026-10-28 | |
| Sharpe ratio, whole backtest (backtest) | 0.55 | 2026-10-26 | |
| Sortino ratio, whole backtest (backtest) | 0.78 | 2026-10-26 | |
| Volatility, whole backtest (backtest) | 25.96% | 2026-10-26 |
| Risk tolerance (AInvest) | conservative | 2026-10-28 | |
| Risk tolerance 1-5 (AInvest) | 1 | 2026-10-28 |
| AInvest cost score (0-100) | 50 | 2026-10-28 | |
| AInvest diversification score (0-100) | 38 | 2026-10-28 | |
| AInvest momentum score (0-100) | 36 | 2026-10-28 | |
| AInvest overall score (0-100) | 54 | 2026-10-28 | |
| AInvest return score (0-100) | 67 | 2026-10-28 | |
| AInvest risk score (0-100) | 54 | 2026-10-28 |
AInvest
Composer Technologies · Composer