AInvest · investment strategy
by AInvest
It is a conservative portfolio allocating 40% to equities and 60% to bonds for income, capital preservation, and moderate growth.
Description from AInvest
of the return and risk figures:calculated by us from AInvest’s daily returns (its own figures are under Backtest)
Our checks found a problem with this data
Read its figures with care.
What $10,000 would have become, from the strategy's own published history, against the S&P 500 over the same dates. The basis is labelled.
Each rule is quoted word for word from the strategy's own documents.
No rules extracted from this strategy’s text yet.
8 positions as of 2026-10-01
by the source.
Fitted to 252 returns (backtest) from 2025-10-22 to 2026-10-26. An estimate, not holdings: it can't name stocks.
· : 0.14 · Too loose a fit for a verdict; shown as a guide.
Beta to the S&P 500: 0.38 (90%: 0.27 to 0.48)
Compares the stated rules with the holdings (or, where none are published, a mix estimated from returns), using tests fixed before any results were seen.
2.3% of weight in (IVV: 3.0%)
8 funds (SEC N-PORT, as of 2026-05-31)
Fewer than 70% of the holdings could be identified, so there’s no verdict. : 52% · 2026-10-01
0.0% of weight in (SPY: 0%)
Neither stated nor held. : 85% · 2026-10-01
Strategies that share its Income / dividends label, from other sources first, strongest risk-adjusted return first.
Composer Technologies · Composer
How much of what we look for this strategy has, and why anything is missing. Fields that don't apply to it aren't counted.
1 missing
The text the rules are quoted from, with where it came from.
It is a conservative portfolio allocating 40% to equities and 60% to bonds for income, capital preservation, and moderate growth.
Every value on file, each labelled with its calculation basis and as-of date.
| Asset classes / instruments | equities, fixed income | 2026-10-28 | |
| Investment purpose (AInvest) | retirement-planning, monthly-income-dividend-cash-flow | 2026-10-28 | |
| Section on AInvest's ETF portfolio page | Popular | 2026-10-28 | |
| Tags (AInvest) | defensive, income | 2026-10-28 |
| Rebalance frequency | monthly | 2026-10-28 |
| Minimum investment | $100 | 2026-10-28 |
| Data warnings (Light Horse consistency checks) | show[ "Holds 75% in stock funds, though its name says 40% stocks." ] | 2026-10-28 |
| Equity region weights (AInvest) | Asia: 46.4% · Europe: 25.3% · Australasia: 4.1% · Latin America: 3.1% · North America: 16.9% · Africa/Middle East: 4.1% | 2026-10-28 | |
| Equity sector weights (AInvest) | Energy: 5.1% · Utilities: 14.3% · Healthcare: 5.1% · Technology: 19.3% · Industrials: 14.5% · Real Estate: 2.6% · Basic Materials: 6.3% · Consumer Cyclical: 7.3% · Consumer Defensive: 3.7% · Financial Services: 17.6% · Communication Services: 4.1% | 2026-10-28 |
| Best and worst calendar year (AInvest) | best: [object Object] · worst: [object Object] | 2026-10-28 | |
| Return, backtest period (annualized) (backtest) | 7.52% | 2026-10-28 | |
| Return, last 30 days (backtest) | -1.37% | 2026-10-26 | |
| Return, last 365 days (backtest) | 10.49% | 2026-10-26 | |
| Return, last 90 days (backtest) | 1.34% | 2026-10-26 | |
| Return, whole backtest (annualized) (backtest) | 7.42% | 2026-10-26 | |
| Return, whole backtest (cumulative) (backtest) | 75.03% | 2026-10-26 | |
| Return, year to date (backtest) | 9.27% | 2026-10-26 |
| Maximum drawdown period (AInvest) | peak: 2021-05 · months: 16 · trough: 2022-09 | 2026-10-28 | |
| Maximum drawdown, backtest period (backtest) | -31.71% | 2026-10-28 | |
| Maximum drawdown, whole backtest (backtest) | -34.80% | 2026-10-26 | |
| Sharpe ratio, backtest period (backtest) | 0.16 | 2026-10-28 | |
| Sharpe ratio, whole backtest (backtest) | 0.34 | 2026-10-26 | |
| Sortino ratio, whole backtest (backtest) | 0.46 | 2026-10-26 | |
| Volatility, whole backtest (backtest) | 17.60% | 2026-10-26 |
| Risk tolerance (AInvest) | moderate-conservative | 2026-10-28 | |
| Risk tolerance 1-5 (AInvest) | 2 | 2026-10-28 |
| AInvest cost score (0-100) | 50 | 2026-10-28 | |
| AInvest diversification score (0-100) | 83 | 2026-10-28 | |
| AInvest momentum score (0-100) | 60 | 2026-10-28 | |
| AInvest overall score (0-100) | 53 | 2026-10-28 | |
| AInvest return score (0-100) | 40 | 2026-10-28 | |
| AInvest risk score (0-100) | 58 | 2026-10-28 |
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